A Risk Theory Company

Jupiter Private Client

Delivering bespoke solutions to independent retail agents and select wholesale brokers. Jupiter Private Client builds high-net-worth homeowners’ solutions for the properties other markets won’t touch, including every wildfire-hazard zone in California. Backed by an A.M. Best A- (Excellent), Financial Size Category VIII carrier.

A-VIII (Excellent)

A.M. Best Rated
$750K – $25M

TIV · Platinum Home
+$10M

Excess · Jupiter XS
All Zones

CA Wildfire Hazard
Why Jupiter Private Client

Built where capacity pulled back.

California’s high-value homeowners’ market has thinned out. Limits shrank, appetite narrowed, and clients with real assets were left stacking partial solutions or going bare. Jupiter Private Client was built for exactly that gap.

Purpose-designed E&S homeowners’ coverage
Shaped around how high-value placements really work.
Attentive underwriting
A market that will actually look at the risk.
Claims people who stay with a file
From adjustment through replacement.
Our Programs

Capacity for Complexity

Jupiter Platinum Home
TIV
$750K – $25M

Jupiter Platinum Home

Private client homeowners’ coverage for high-net-worth clients. Wildfire-forward appetite, coverage built around the realities of E&S placements, and pricing aimed squarely at today’s market gaps.

Wildfire-Forward
E&S
Jupiter XS
Excess
+$10M over $3M

Jupiter XS

Excess homeowners physical damage coverage, follow-form over qualifying CA FAIR Plan and Non-CA FAIR Plan policies. Available in all California wildfire hazard zones.

Follow-Form
No Deductible
Get a Quote

Your clients deserve better coverage.

Jupiter Private Client is available through licensed brokers and agents. Connect with Risk Theory Insurance Services to request a quote.